Reach Out to Our Thornton Colorado Bankruptcy Lawyer Team
We’re here to help! Whether you’re a seasoned expert or just starting your journey, if you have questions about bankruptcy law in Thornton, Colorado, don’t hesitate to get in touch.
Our dedicated team is passionate about providing clear, concise, and compassionate guidance to those facing financial challenges. We offer a free initial consultation and keep all your contact information confidential.
We aim to respond to every inquiry within 24 hours. Your privacy is important to us, and we will never share your personal information with third parties.
Frequently Asked Questions (FAQs)
- How do I know if bankruptcy is right for me? We encourage you to schedule a consultation where one of our experienced attorneys can review your unique situation and help determine the best course of action.
- What types of debt can be eliminated through bankruptcy? Depending on the type of bankruptcy filing (Chapter 7 or Chapter 13), certain unsecured debts, such as credit cards and medical bills, may be eligible for discharge. Secured debts, like mortgages and car loans, are usually not eliminated but may be modified.
- How long does the bankruptcy process take? The timeline varies depending on the type of bankruptcy and local court practices, but generally Chapter 7 cases are resolved within a few months, while Chapter 13 cases can take up to five years.
- Will filing for bankruptcy affect my credit score? Filing for bankruptcy will undoubtedly have a negative impact on your credit score, but it’s important to remember that it’s a temporary setback. Once you complete the process and make timely payments (if applicable), your credit score should begin to improve over time.
- Can I file for bankruptcy without a lawyer? While you are not required to use an attorney, navigating the bankruptcy process can be complex. A qualified bankruptcy lawyer can help ensure that all paperwork is filed correctly and protect your rights throughout the proceedings.